Data shows hurricanes and earthquakes grab headlines but inland counties top disaster list

Floyd County keeps flooding and the federal government keeps coming to the rescue.

In July 2022, at least 40 people died and 300 homes were damaged when the eastern Kentucky county flooded. It was the 13th time in 12 years that the rural county was declared a federal disaster. These are disasters so costly that local governments feel they can’t pay for it all, so the governor asks the president to declare a disaster freeing up federal funds.

“After that flood I had 500 homeless people looking at me, ‘Judge what are we going to do’?” recalled Judge Robbie Williams, administrator for the county of a bit more than 35,000 people. “It’s overwhelming and it’s just a matter of time before it happens again.”

It did. In 2023, Floyd County was declared a disaster again for 14th time, starting in 2011. And Floyd County isn’t even the nation’s most disaster-prone county. Neighboring Johnson County has 15 disasters declared by the Federal Emergency Management Agency since 2011.

When it comes to extreme weather and other so-called natural disasters, people generally look to the hurricane or earthquake-prone coasts and say that’s where the danger is. But that’s not where the highest concentration of federally declared disasters are, according to an atlas of 713 FEMA declared disasters created by New York University’s Institute for Public Knowledge. While most people in disasters think about federal government direct financial help to individual victims to pay for lost housing and businesses, the atlas focuses on the $60 billion pot of FEMA aid to governments.

Eight of the nine counties with the most federal declared disasters since 2011 — more than a dozen each — are in Kentucky, with the one in Vermont. These counties have four to five